Why Choose Us?

We answer to Main Street. Not Wall Street

You’re a smart shopper. You buy wisely and don’t like to leave money on the table.

Your independent insurance agent selected us to be your insurance provider, a mutual insurance company. You made a smart buying choice, and here’s why.

Mutual insurance companies exist solely for the benefit of their policyholder-owners - that’s you.

"As always, EXCELLENT service, which is why my wife and I maintain our polices with Penn National Insurance even though we have been offered cheaper rates from other carriers."
Gene & Joyce M. / Richmond, VA

Our Annual Report

More than just customers

Our policyholders are much more than just customers to us. Collectively they are our company.

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Founded by Farmers in 1919

Salt of the earth people joining together for their own mutual protection. That's still us today. Computers, high-tech and all. The more things change, the more they stay the same.

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