Why Choose Us?

We help people feel secure and make life better when bad things happen.

You’re a smart shopper. You buy wisely and don’t like to leave money on the table.

Your independent insurance agent selected us to be your insurance provider, a mutual insurance company. And because we are a mutual company, you — stakeholders — come first. We'll be there to help you feel secure and make life better when bad things happen. 

All the things we do are guided by our corporate Mission, Vision and Values. Our employees tell you how they fulfil our mission every day.

Our Mission

We help people feel secure and make life better when bad things happen.

Core Values


We are honest and ethical in all our actions.


We treat everyone fairly and value diversity among ourselves.


We openly and honestly share our successes and shortcomings.

Social Responsibility

We care about others and strengthen our communities by volunteering time and financial support.

Our Vision 

We build enduring relationships with policyholders, agents and team members by serving their long-term best interests. 

"As always, EXCELLENT service, which is why my wife and I maintain our polices with Penn National Insurance even though we have been offered cheaper rates from other carriers."
Gene & Joyce M. / Richmond, VA Read More Reviews

Our Annual Report

More than just customers

Our policyholders are much more than just customers to us. Collectively they are our company.

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Founded by Farmers in 1919

Salt of the earth people joining together for their own mutual protection. That's still us today. Computers, high-tech and all. The more things change, the more they stay the same.

Learn More About US