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PolicyHolders
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Why Choose Us?
We answer to Main Street. Not Wall StreetYou’re a smart shopper. You buy wisely and don’t like to leave money on the table.
Your independent insurance agent selected us to be your insurance provider, a mutual insurance company. You made a smart buying choice, and here’s why.
Mutual insurance companies exist solely for the benefit of their policyholder-owners - that’s you.
"As always, EXCELLENT service, which is why my wife and I maintain our polices with Penn National Insurance even though we have been offered cheaper rates from other carriers."
Gene & Joyce M. / Richmond, VA
Our Annual Report
More than just customers
Our policyholders are much more than just customers to us. Collectively they are our company.
Read MoreFounded by Farmers in 1919
Salt of the earth people joining together for their own mutual protection. That's still us today. Computers, high-tech and all. The more things change, the more they stay the same.
Learn More About USWhy Work With An Agent?
Your agent is your partner, making sure you have the protection you need.
Our AgentsOutstanding Service
When you have an accident, you want to know you'll be treated right.
Our ServiceOnline Tools & Services
From our mobile app to online payments to paperless billing and policies, we have the options so you can manage your policy, your way.
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