Gloucester Chamber of Commerce

Business Insurance Group Program

Great business insurance through Penn National Insurance, and we've returned over $4.2 million in dividends to program member businesses.

In today’s economic market, it is good to have stability in an insurance partner. We partnered with Camden County Regional Chamber of Commerce to bring members group-buying power, product and pricing incentives, and the possibility to earn a dividend. Dividends often pay for the cost of membership and then some.

An important aspect of our group insurance programs is preventing loss and controlling claims costs. Because dividends are based on the group’s collective loss experience, a business that may have had a significant loss may still be eligible to receive a dividend. 

Program Features
  • All-lines dividend (excluding umbrella and bonds)
  • Dividends are based on total group premium and claims experience. As program grows, so does dividend potential.
  • Enhanced coverages on auto, businessowners, property, workers' compensation and general liability—giving you added protection at no additional cost
  • Information and services to help reduce losses — the payoff is greater dividend potential
  • Outstanding, local claim and customer support service
How It Works

Dividend earned is based on the total group premium and claims experience of eligible lines.

For example:

If group program premium is: $5.9 Million
And group loss ratio is: 25%
Group Dividend is  10%
If member premium is: $20,000
Dividend earned will be: $2,000
Want to know more?

Contact these member agencies today!

The Barclay Group Deptford 856-848-8455
Brown & Brown Metro Marlton 856-552-6363


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Groff’s Home Comfort Team received a check for being in the Members Advantage Program through the Chamber and Penn National Insurance and we couldn't be more pleased. This dividend is significantly going to help our bottom line.

Adrian Groff

York, Pennsylvania