We understand the insurance needs of  contractors, and with our broadened coverages for contracting classes, we offer valuable protection that others don’t.

Key features

  • Property PennPac® with enhanced coverages
  • Equipment Breakdown coverage automatically included in Property coverage
  • Automatic additional insureds — owners, contractors, subcontractors (ongoing operations)
  • Artisan Contractors rated on a per "construction employee" basis

Other add-ons available

  • GL PennPac Plus with valuable protection, including Blanket Additional Insured for Written Contract, Blanket Waiver of Subrogation protection, and Electronic Data Liability
  • Automatic additional insureds — owners, contractors, subcontractors (completed operations)
  • Limited Pollution Liability Extension
  • Contractors' Special Liability Endorsement
  • Contractors’ Errors & Omissions
  • Contractors Inland Marine PennPac or PennPac Plus provides added protection on equipment, tools and other valuable items.
  • Commercial Auto PennPac® Plus features replacement cost coverage for private passenger-type vehicles, extended airbag coverage and loaned/leased auto gap coverage.
  • Standalone Inland Marine for Builders Risk

Closing the gap: Damage to Your Work clarified

We’ve closed an important gap in coverage that others don’t offer. Damage to Your Work clarifies the insuring agreement to state that property damage to your insured’s work, performed on the insured’s behalf by subcontractors that is within products-completed operations, and is unexpected or unintended by the insured, shall be deemed an occurrence.