All you need to do is fax a completed Rapid Response Program Application & General Indemnity Agreement  (first-time users), as well as a completed Rapid Response Bond Application , to 866-784-9256 or e-mail scanned documents to rapidresponse@pnat.com.

• Open to all agents appointed with Penn National Insurance
• Premium counts toward your overall profitability -- and your potential for profit sharing -- with Penn National Insurance
• One or more bonds up to $300,000 aggregate
• Underwritten upon receipt of signed and completed application and general indemnity agreement (based on personal credit score)
• Commissions based on total surety production (equal to or exceeds competition)
• $25 per thousand rate ($250 minimum premium)

• Credit scores of at least 600 -- no more than 3 late pays of 45 days or less within the last year; no late payment of more than 60 days; no liens, past dues, suits or judgments or bankruptcy filings.
• Total personal credit outstanding (excluding house mortgage) cannot exceed 0.3 times indicated salary level (e.g., salary of $100,000 -- total debt cannot exceed $30,000).
• No more than 3 credit checks in previous 12 months.
• At least 5 years prior construction experience (foreman level or higher) prior to this company. Current company in business at least 12 months.
• Project location must be less than 100 miles from company office.
• Cannot subcontract more than 50 percent of the contract price.
• Bid results must be within 10 percent.
• Completion time must be 6 months or less.
• Maintenance/Warranty term should not exceed one year.
• Liquidated damages cannot exceed $500 per day.
• Excluded classes of work (including subcontracted portions): asbestos, underground storage tank, lead remediation, environmental of any type, curtain wall, subdivision/development, completion guarantees.